How It Works

You send Canadian dollars the same way you always have.

What happens in between is where we do things differently, and why your money arrives faster.

Four things happen every time you send

Your dollars enter through real banking channels.

You send Canadian dollars the way you always have, through the same trusted banking infrastructure you already use. Nothing new to set up, nothing unfamiliar to navigate.

We move it faster on our end.

We use secure digital currency through regulated Canadian partners to move your money internally. This happens quickly, within minutes. Your Canadian dollar deposit is converted directly into US dollars.

3

Every transfer runs through a compliance framework.

We work exclusively with vetted financial partners and fully regulated exchanges. Every transfer is monitored from start to finish, so speed never comes at the cost of security or accountability.

You receive a clean experience all the way through.

Send your money, track its progress, and done. The infrastructure handling your transfer runs entirely in the background, all you see is your money arriving on time.

Your money is safe the whole way through.

The same financial system, just faster. Every exchange we use is fully regulated and overseen in Canada. Nothing outside the system you already trust.

It runs entirely on our end. You send from Canada, your family collects cash or receives it to a mobile wallet.. What moves between those two points runs through regulated Canadian exchanges.

No fluctuation, no surprise fees. The value is fixed to the US dollar, so what you send in CAD is exactly what arrives in USD.

Questions people usually ask before they send

Do I need to set up a crypto wallet or account?

No. You never interact with any crypto platform. The wallet infrastructure is entirely on our side.

Is this legal in Canada?

Yes. Universe is fully compliant with Canadian financial regulations and operates exclusively through regulated exchanges. Every transfer meets the legal requirements governing cross-border money movement in Canada.

What if something goes wrong mid-transfer?

Every transfer is trackable and every partner in our network is vetted and regulated. If there’s a delay or issue, our compliance framework means there’s always a clear record and a clear resolution path. If you need help, reach out to us.

Why is this faster than a regular bank wire?

Traditional bank wires rely on correspondent banking networks that can add one to three business days in processing time. Our secure digital infrastructure settles between regulated exchanges in minutes.

Ready to send your first transfer?

It takes a few minutes to set up.

UniverseMT Corp. operates in compliance with applicable Canadian financial regulations. Transfers are processed through CIRO-regulated exchanges. Exchange rates and processing times may vary.