Minutes matter when family is waiting. With fair rates and zero hidden fees, we make sure every dollar counts. Your transfer helps reinvest in our neighbourhoods to help them rise. Speed, care, and community.
When Family Needs You, Every Minute Counts.
Money transfers complete within minutes. When your family needs help with rent, school fees, or medical bills, they get your support quickly. Get notified exactly when it arrives, and when your recipients can expect it.
With UniverseMT, you can send money internationally whether to family, friends, or business partners. We’re building a global money transfer platform that gives you the best exchange rates without the corporate markup most legacy platforms hide in fine print.
Every dollar counts. Every transfer helps.
Tarek Mohajer was sending money to help families in Lebanon when he realized something was wrong. Money meant for people in need was padding corporate profits instead. Nearly 7 to 9% of every transfer he sent was vanishing into fees. He built Universe to fix that, so generosity reaches the people it’s meant for instead of feeding corporate profit margins.
Feeding families back home, funding education for children, and supporting humanitarian initiatives that rebuild communities.
Get the UniverseMT app on iOS or Android. Create your account with simple verification.
Step 3
Choose your payment method (bank account transfer, debit card, or credit card). Hit send. Track your online money transfer in real-time from your phone until it arrives.
Who we serve
Rent. Groceries. Tuition. Medicine. These are the things your family needs, and it’s frustrating when transfer fees eat away at the money you’re trying to send home. We get it. Universe is here to make sure every dollar you send actually reaches them. Use our cash transfer app to easily support the people you care about most.
When you give through Universe, fees don’t eat your generosity. More of your money reaches the cause, and our reinvestment amplifies the impact. By keeping our fees lower than anyone else, we make sure every dollar goes further.
You’ve been planning this for years. Every transfer is another step toward the home you’re building back home. Our VIP service gives you dedicated support for long-term transfers with the same transparency and fairness.
Your transfer. Their hope.
When you use Universe, part of our profits fund real change in communities around the world. Every transfer you make contributes to this work.
Updated monthly with verified impact data.
Download universe today
The best money transfer app Canada experience starts with a download. Get Universe on iOS or Android. Set up your account, and start sending money the way it should be: fair, fast, and full of impact.
UniverseMT Built in Canada, for communities worldwide.
UniverseMT is a Canadian-built platform for the people who keep home running. We offer the best exchange rates in Canada with total fee transparency. Beyond the transfer, we reinvest a portion of our profits back into your community, supporting the families, schools, and causes that matter most.
Open the Universe app or website and go to your transfer history. You’ll see live status updates including “Processing,” “In Transit,” “Ready for Pickup,” or “Deposited.” You can also set up notifications to get alerts at each stage.
Our support team is available via email ([email protected]), phone, and in-app chat. We’re here to help because when you’re sending money home, it matters. Response times are typically under 2 hours during business hours.
Yes. Universe is fully licensed and regulated in Canada. We use bank-level encryption, secure payment processing, and follow all financial regulations. Your money is protected at every step, and we’re transparent about our security measures.
We built our platform lean and efficient. We pass those savings directly to you through better exchange rates and lower fees. Our profit goes back into the business and into communities that need it, not into executive bonuses.
Universe accepts bank account transfers, debit card, credit card, and Interac e-transfer. Choose whichever payment method works best for you when you send money online.
Yes. Recipients can choose cash pickup at thousands of partner locations, direct deposit to their bank account, or mobile wallet. The delivery method is flexible. You choose what works best when you send money abroad.
No. Universe shows you the exact cost upfront with zero hidden fees. What you see is what you pay. We don’t bury charges in exchange rates like legacy platforms do.
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